Author: Ashish Kumar

Last updated: July 2026 | BusinessBuilts Finance Desk | Verified against Airtel Payments Bank’s official charges page If you have ever tried to send money to an Airtel Payments Bank account and got stuck at the IFSC code field, you are not alone. Searches for the airtel payment bank ifsc code spike every single month, and honestly, the confusion makes sense. Airtel Payments Bank does not work like SBI or HDFC, where every city has its own branch and its own code. It runs on a completely different model, and that trips people up. At BusinessBuilts, we get this question…

Quick AnswerGST for health insurance is Nil for individual policies as of 22nd September 2025. If you’re buying or renewing an individual, family floater, or senior citizen health plan, you pay only the base premium, no tax added on top. Group health insurance still attracts 18% GST, and this reform did not change that. Last updated: August 2026 | Written by Ashish Kumar, Founder at BusinessBuilts  If you bought or renewed a health insurance policy recently, you probably noticed something on your premium receipt looks different. That 18% GST line item that used to eat into your budget every year?…

Last updated: August 2026 | Written by Ashish Kumar, Founder at BusinessBuilts Quick AnswerA bike insurance check online takes under two minutes through three free methods: the government’s VAHAN portal, your insurer’s website or app, or an SMS to 7738299899 in the format “VAHAN [registration number]”. Only the “Insurance Upto” field on your results page reflects your actual coverage, other fields like Fitness Upto or PUCC Upto are unrelated certificates. If VAHAN shows your policy as expired right after a renewal, it’s usually just a data sync delay of a few days to two weeks, not an actual lapse. You’re…

Quick Answer TCS iON Digital Zone is a genuine business unit of Tata Consultancy Services, not a scam or copycat brand. It operates physical computer-based exam centers on behalf of banking, SSC, railway, and other recruitment bodies, using biometric verification, CCTV monitoring, and encrypted question delivery. The platform reports over 12.72 lakh active users, and professional bodies like ICAI also use TCS iON’s infrastructure for their own learning and assessment systems. Last updated: August 2026 | Written by Ashish Kumar, Founder at BusinessBuilts  You saw “TCS iON Digital Zone” printed somewhere, maybe on an admit card, maybe on a building…

Last updated: August 2026 | Written by Ashish Kumar, Founder at BusinessBuilts Quick AnswerThere’s no single district cooperative bank balance enquiry number, since every district runs its own separate cooperative bank with its own missed call number. Find yours through your passbook or by searching your bank’s exact registered name plus “missed call banking.” Also, don’t confuse it with DCB Bank, a completely different private national bank whose balance enquiry number is 7506660011. Search “district cooperative bank balance enquiry number” and you’ll likely come up empty-handed, and it’s not because the information doesn’t exist. It’s because this phrase covers hundreds…

If you’re trying to confirm your Uttar Bihar Gramin Bank account number digits, here’s the short answer: it should be 16 digits. But there’s more to this than a single number, especially now. Uttar Bihar Gramin Bank isn’t operating as an independent bank anymore, and if you opened your account before 2025, there are a few things you genuinely need to know before you send money, update a UPI app, or hand your account details to an employer for salary credit. Let’s go through all of it properly. How Many Digits Are in a Uttar Bihar Gramin Bank Account Number?…

Quick AnswerUCO Bank Miss Call Balance Check service allows customers to check their account balance quickly by using the bank’s registered mobile number. Customers can give a missed call to the UCO Bank balance enquiry number from their registered mobile number, after which the bank provides the available account balance through SMS. The service is convenient, free, and can be used without visiting a branch or using internet banking. Last updated: August 2026 | Written by Ashish Kumar, Founder at BusinessBuilts  There’s a good chance you’ve already tried one or two numbers for this and gotten either a wrong response,…

Quick AnswerSBI Contra Fund Direct Plan Growth is a very high risk equity fund managed by Dinesh Balachandran since May 2018, currently trading at a NAV in the ₹400 to ₹406 range with a direct plan expense ratio of roughly 0.6% to 1.0%. It has delivered around 17.8% annualised returns over 5 years and 16.2% over 10 years, though it has lagged its category over the last 3 years, a common pattern for contrarian funds. Minimum SIP starts at ₹500 a month, and it suits investors with a 5 to 7 year horizon who can tolerate short-term underperformance. Last updated:…

The stock market is an important part of the financial world, allowing investors to buy and sell shares of publicly listed companies. For beginners, understanding how to check share prices today is the first step toward learning about stock market investments. Share prices change throughout the trading day due to market demand, company performance, economic news, and investor sentiment. By using reliable sources and understanding basic market information, anyone can start tracking stock prices more confidently. What Is a Share Price? A share price is the amount an investor must pay to purchase one share of a company. For example,…

Last updated: August 2026 | Written by Ashish Kumar, Founder at BusinessBuilts  Quick AnswerIn a direct vs regular mutual fund comparison, both hold the exact same portfolio, same fund manager, same stocks. The only difference is cost: direct plans are bought straight from the AMC with no distributor commission, so their expense ratio runs 0.5% to 1% lower every year. Over a 30-year SIP, that gap alone can cost you close to ₹44 lakh. Choose direct if you’re comfortable picking funds yourself; choose regular if you genuinely want ongoing guidance. If you’ve started researching mutual funds, you’ve probably run into…